Business Loans TexasOur loans may be used for start-up, expansion, equipment purchases, working capital, inventory, franchise, business acquisition or real-estate acquisition. Perfect for SBA Startup, Home Based and Small Business loans in Texas TX. At Franklin Financial Company, we work with companies seeking to get a small business loan. Our areas of expertise include, SBA Loans, SBA CAPLines, Account Receivable Financing, Factoring Accounts Receivable, Purchase Order Financing, Inventory Loans, Equipment Loans, Equipment Leases and Commercial Real Estate secured loans.
If we can't finance your request, chances are it can't be financed! Franklin’s Accounts Receivable Financing program enables companies to draw upon their receivables prior to actual payment being received. If your business invoices other companies for products or services and would benefit by speeding up your cash flow, then we should talk. SBA Loan Requirements | Unsecured Business Loan | Business Credit Line | SBA 7a | SBA 504 Commercial Loan | Receivable Financing | Purchase Order Financing | | Application Fees | No | No | No | No | No | No | | Personal Guarantee | Possibly | Possibly | Possibly | Possibly | Yes | Yes | | Collateral | No | No | Possibly | Land & Improvements | Accounts Receivable | Purchase Orders | | Age of Business | New Business Okay | 2 year minimum | New Business Okay | New Business Okay | New Business Okay | New Business Okay | | Funding Amounts | $5,000 - $150,000 | $150,000 - $5 million | up to $5 million | up to $10 million | 90% of Receivables | 90% of P.O. | | Time to Funding | 14 - 30 Days | 1 - 2 Months | 30 Days | 45 Days | 3 Days | 3 Days | | Credit Score Required | 600+ | 600+ | 600+ | 600+ | N/A | N/A | | Interest Rates | 9.99% to 19.99% | Prime Rate + 2-6% | Prime Rate + 2% | Index + Treasury Rate | Prime Rate + 3-6% | Prime Rate + 3-6% | |  |  |  |  |  |  |
Our typical clients: Short time in business. Have some operating losses. Have some personal credit issues. Have been turned down by bank(s) for bank financing. Have SBA / Bank loans not large enough to support growth. Financial ratios not in-line for traditional line of credit. Are currently with finance or factoring company. Are turn-around businesses showing at least one quarter of profitability and projections to continue quarterly profitability.
We provide businesses these types of financial requests: Business Credit Line Asset Based Loans Small Business Loans Commercial Business Loans Account Receivable Lines of Credit Factoring of Receivables Purchase Order Financing Inventory Lines of Credit Equipment Lending and Leasing Services
Leverage the Network now and allow our highly sought after Direct lenders to compete for your business. Competition breeds improvement - which saves you money! How a Texas small business can get a SBA LoanThe SBA offers numerous loan programs to assist businesses; although the actual lending is done by approved SBA lenders, participating banks and private and commercial financial institutions like us. We offer small business owners all types of business loans in Texas TX. Our loan programs are guaranteed in part by the United States Small Business Administration (SBA). SBA 504 Texas At Franklin Financial Company, we work with Texas companies that want to apply for a 504 SBA business loan. Our commercial loan application packages include both the 1st & 2nd mortgages you require. We take a very flexible approach to credit analysis. We specialize in assisting new Texas companies, rapidly growing companies, turn-around companies and those with special financial challenges that may prevent qualifying for commercial bank financing under traditional lending criteria. Allow us to offer and create a loan program to provide you access to capital as we have done for other entrepreneurs who cannot qualify for conventional commercial loans. 7a Loan Texas The SBA 7(a) loan is the most widely used Small Business Administration financing in Texas. The SBA 7a can be used for personal property and real property and purchase as well as refinance options.  Receive a 504 or 7a Loan Today!
SBA in Texas SBA Texas
El Paso SBA Office
211 N. Florence Street 2nd Floor, Suite 201 El Paso , Texas 79901 915-834-4600 915-834-4689 (Fax)
Dallas / Fort Worth SBA Office
4300 Amon Carter Blvd. Suite 114 Fort Worth , Texas 76155 (817) 684-5500 Phone (817) 684-5516 Fax
Harlingen SBA Office
222 East Van Buren Avenue, Suite 500. Harlingen , TX 78550 Phone: (956) 427-8533 Fax: (956) 427-8537
Corpus Christi Branch Office 3649 Leopard Street, Suite 411 Corpus Christi , TX 78408 Phone: (361) 879-0017 Fax: (361) 879-0764 |
Houston SBA Office
8701 S. Gessner Drive, Suite 1200 Houston , Texas 77074 713.773.6500 Fax 713.773.6550 Office Hours: 8:00 - 4:30
Lubbock SBA Office
1205 Texas Avenue Room 408 Lubbock , TX . 79401-2693 Phone: (806) 472-7462 Fax: (806) 472-7487
San Antonio SBA Office
17319 San Pedro, Suite 200 San Antonio , Texas 78232-1411
Phone: 210-403-5900 Fax: 210-403-5936 TDD: 210-403-5933
Hours of Operations: Monday - Friday: 8:00 a.m. - 4:30 p.m. |
| | | Commercial SBA Loans in Texas to $5 million. SBA 7a and SBA 504 Loans Texas72-hour conditional APPROVAL!| SBA 504 & SBA 7a Quick-Qual |
- NO APPLICATION FEES!
- Online Application
- 90% Approval Rate
- NO Cancellation Fees
- NO Long-Term Contract


 Visit the Small Business Administration to review sbaloans. 

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